Starting a Business in Ontario
Business Startup10 min read

Starting a Business in Ontario

A comprehensive checklist for registering your business, setting up HST, and payroll accounts in Ontario.

1. Register Your Business Name

If you are operating under a name other than your own legal name, you must register your business name with the Ontario government. This applies to sole proprietorships, partnerships, and corporations.

Official Resource: Ontario Business Registry

2. Get a Business Number (BN)

The Business Number is a unique 9-digit number provided by the Canada Revenue Agency (CRA). It is the standard identifier for your business when dealing with the federal government.

You need a BN if you require any of the following program accounts:

  • GST/HST (RT)
  • Payroll deductions (RP)
  • Corporation income tax (RC)
  • Import-export (RM)

Official Resource: Register for a Business Number (CRA)

3. Register for GST/HST

In Ontario, if your business has total taxable revenues of more than $30,000 over four consecutive calendar quarters, you must register for GST/HST. The current HST rate in Ontario is 13%.

Even if you are a "small supplier" (under $30k), you may choose to register voluntarily to claim Input Tax Credits (ITCs) on your business expenses.

4. Understand Your Payroll Obligations

If you plan to hire employees, you must open a payroll program account. You are responsible for deducting CPP, EI, and income tax from remuneration and remitting it to the CRA.